Choosing between 3 BHK and 4 BHK Villas

Making the decision to buy a home is a big one, and once it’s done, you have to get down to the nitty-gritty of making the other thousand-and-one decisions that automatically follow!

Investing in a home is a major decision and it isn’t easy to undo once it has been done. When finalizing a villa home, there are a number of factors to consider. Of these, choosing the right location is a given. Its distance from your workplace, as well as the kid’s school, also has to be kept in mind aside from important features like safety and security for the family as well as the amenities.

Another thing to keep in mind is to not get carried away by the luxurious amenities that come with most villas but concentrate on your needs first. Having an idea of the amount of space you need is a good place to begin.

Don’t let builders confuse you with terminologies pertaining to spaces. Ask for the carpet area as it tells you the exact floor size you will be getting. Once you know this, you know what size your home should be.

Next, come the number of bedrooms needed. You might need a 3-bedroom (3BHK) villa, but just because you like the look of the 4-bedroom villa and its luxurious lawn doesn’t mean you have to go for it! Aside from the affordability factor, why burden yourself with space that you might not use.

The actual number of bedrooms needed depends on your family size – it might not necessarily be what you need today, but with growing kids, ageing parents and having space to host guests comfortably, you need to think about your future needs too.

While 3BHK villas are easier to find and afford, 4BHKs usually fall within the luxury range and are home to the elite. As long as there are no guests or elderly parents staying with you, 3BHKs form the ideal home size with just sufficient space for storage and modern-day living. Giving out 3BHKs for rent is also relatively easier, but it doesn’t work so well with 4BHK villas.

But when there is need of another bedroom – as is prone to happen with the Indian way of life where relatives are forever trooping in and out, a 4BHK is the best solution – for those who can afford it.

At the end of the day, however, your choice between a 3BHK and 4BHK villa depends entirely on the kind of lifestyle you lead.

What to Expect when Buying a Luxury Villa

When it comes to luxury, there is no set rule or design that categorizes a home as a luxury home. The best way to describe a luxury home is one that is large and spacious, has great entertainment value, has intelligent home appliances incorporated into it and is located in niche neighbourhoods. Luxury homes also come fitted with branded fittings and features, the best of amenities as well as great designing.

With many builders misusing the word ‘luxury’ and projecting every second run-of-the-mill project as being a luxury home, you need to go back to the drawing board and do a little homework on the nitty-gritty of what exactly a luxury home entails. Earlier, only villas were available in the luxury segment, but now apartments are also being included. While it’s difficult to quantify a luxury villa, most buyers feel they will know one when they see it.

Here is a list of qualities that a luxury villa must have:

  • Location is the key to luxury homes as they are usually located in secluded posh areas where only the ‘who’s who’ tend to congregate. Such locations boast of great connectivity to the city, have wide roads and great neighbourhoods that are clean and free of dumps and slums.
  • The construction materials, finishes and design must be a cut above what’s considered standard. Marble, hardwood, Venetian plaster and emulsion paints have all become common components of luxury homes.
    Luxury homes are also very spacious (over 2000 sq feet) and need to be at least a 3BHK home, if not more. Villas that are less than 3BHK don’t qualify for the luxury tag. Of recent luxury homes are additionally equipped with a family room as well as a servant’s room.
  • Security forms an important aspect of luxury homes. Luxury homes come with hi-tech features like digital locks, electronic surveillance, door videophones, motion-sensor lights and of course a 24×7 surveillance by professional security personnel.
  • An influx of international lifestyles means that luxury homes also come fully equipped with branded fittings and imported appliances.
  • The amenities that go with luxury villas are truly supposed to be of international standards too with swimming pools, gyms, clubhouses, barbeque pits, jogging tracks, paved sidewalks, manicured lawns, meditation centres, concierge, etc.

And the most important thing to remember when buying luxury villas is that they don’t come cheap. And if you are getting one in that category, be assured that it is a luxury villa!

Places to visit in and around Thrissur

Thrissur, also known to many by its anglicized name Trichur, is known as the cultural capital of Kerala – although it’s fast becoming known as the business hub of Kerala too. Thrissur is located centrally in the southern state of Kerala and is built around a 65-acre hillock, which also tells you this is a scenic area.

It is home to many thrilling monuments that has culturally-minded people flocking here in their thousands every year. It is among the oldest sites of settlements with megaliths and dolmans from the Neolithic era being increasingly discovered here. Some of the best places you can visit in and around the city are mentioned below:

Cheraman Juma Masjid

Believed to be the first and oldest mosque built in India, it dates back to 629 AD. Built by a Chera ruler, it’s interestingly designed in the typical Dutch-Kerala and Hindu architectural design.

Vadakkunnathan Temple

Interestingly, this temple finds mention in the ancient Hindu texts called the ‘Puranas’. Being one of the oldest Shiva temples, it’s built in classic Kerala-style architecture with beautiful murals and depictions of the Mahabharata. Unfortunately, non-Hindus cannot gain entrance.

Our Lady of Dolours Basilica

This is the third tallest church in Asia and the tallest in India, standing at 79 meters, covering an area of 2,300 sq meters. This Indo-Gothic monument with its inspiring statues and paintings and its 11 altars leaves you spell-bound in its exhilarating beauty.

Guruvayoor Sree Krishna Temple

Located 30km from Thrissur, this is a famous pilgrimage center that attracts lakhs of devotees every year. There is also an extravagant 33.5meter tall flag-post here which is gold-plated. People often visit here for wedding rituals and for the special feelings of serenity they feel here. However, only Hindus are allowed in.

Thrissur Zoo and Archeological Museum

After touring the sprawling zoo and enjoying its variety of flora and fauna, it’s time for some inspiring time visiting the museum. Dating back to 1938, the museum is located within the zoo complex and contains several ancient artifacts, manuscripts and jewelry as well as some exciting archeological remains from the Stone Age era.

Athirappilly Waterfall

Located in nearby Challakudy, its cascading waters create an awesome sight and its cool waters invite the tourists in for a splash. The best time to visit this famous spot is after the rainy season when the waters have stopped roaring.

There are numerous other interesting places too including beaches, backwaters, elephant sanctuaries and palaces to enthrall you here.

Why is Location Important for Buying a Home ?

Though you hear it all the time, here is a repetition of the three most important things to consider when buying a home: location, location and location! Yes, you read it right! The location of the home is the most important factor when choosing your home as it will impact your daily living. Even if you find your dream house, never give up on location as the condition of the house can be changed, but the location cannot be.

There are a number of reasons why location should be of primary consideration for you since it influences important factors in your life as well as the future salability of your home. Here are some of these reasons:

Geographical location

You should buy a home in or around an area where jobs are easy to get, where the climate is suitable for the family’s needs and where all home needs can be addressed comfortably. After all, you will be living here for a long, long time!

Is your home going to be located in an urban, suburban or rural area?

This will affect the distance you will need to travel on a regular basis to get to schools, hospitals, shopping centres or entertainment facilities. It will also influence the level of noise and various pollutions you and your family gets to face every day.

Neighbourhood

You wouldn’t want to live in a neighbourhood which has elements that disrupt the peace or foul up the atmosphere. For example, having a bar or nightclub nearby isn’t going to make your family too comfortable or living in a place with a dumpsite nearby will constantly expose you to the hazards of pollution, so why settle there?

Security

Some areas are more known for criminal activities than others. Just because the house is perfect or the cost is just about right for you, doesn’t mean you need to invest in unsafe locations. Selling homes in such areas is also difficult.

Good schools

Even if you don’t have school-going kids, it’s always better to buy in locations with good schools as most parents will want to invest in such areas, hence great resale values!

Job opportunities

You should buy homes near locations where there are job opportunities as it’s easy to get renters as well as resale buyers in such areas.

Finally, it’s always better to buy homes in locations where the investment value is bound to go up with time, so choose wisely for a profitable investment!

Apartments vs. Villas – Which one should you Buy?

There is a great feeling of euphoria and exhilaration once you decide to buy a home of your own; but then the questions start to seep in, should you buy an apartment, a villa or even a villament as there are so many choices out there! However, with the current trends in home-buying, it all boils down to apartments and villas. The cost factor aside, deciding on the better option becomes a big question. Here are some points to get you through the confusion.

Apartments:

If you are newly moved into the city, it’s better to buy an apartment as you will make more friends. Your kids will also have more company as there are bound to be more people in similar age brackets. And in case you or your spouse travels a lot, then apartments are ideal as there is a greater margin of safety living in numbers than alone. You also don’t have to worry about water, electricity or gas here as these are taken care of. Numerous recreational activities available keep you occupied and fit.

However, on the downside, apartments have limited space and are prone to sound seepage from neighbours on all sides. Aside from lack of privacy, inability to keep pets, you can’t make any changes or expansion to your home’s structure either. And then there are the monthly maintenance charges for the common facilities.

Villas:

A villa home is a symbol of prestige, an unspoken declaration of your standing in society. Along with the villa, you get to own the plot of land on which it stands, thereby increasing the value of your home. You can also modify or add to the structure of the house as your family grows or if you want to earn additional income through rent. Having a garden to potter around in as well as space for pets is a big bonus that comes with villa homes. A morning cup of coffee enjoyed on your front porch in tune to birdsong from your garden is a much sought-after blessing. And long with this privacy, you get greater freedom as well as enjoy the amenities that come with the villa complex.

There are few downsides to buying a villa including limited flexibility in designing the front of your home or the size of the garden as well as being responsible for your own utility bills and power back-ups.

In the end, the choice of a home depends on the homebuyers unique needs.

Reasons why you should invest in Villa Projects

When people think of buying homes, the image in their mind is usually of an independent home with a garden to potter around in, space for children to play and for pets to have free reign. However, not all are able to invest in one, but for those who can, nothing could be better than villa homes. Apart from the luxury factor, here are a number of reasons why you should invest in villa projects:

Prestige – One of the most important factors is that owning a villa means you have made it in life – it’s a symbol of prestige and pride. The villa is a reflection of your standing in society and the recognition you are due. Your home’s address speaks for itself.

Affordable Luxury – In recent years, there has been an increase in disposable incomes. And with decreasing family sizes and lesser responsibilities, people have now changed their views on lavish villas as being a necessity to living and not just a luxury for the discerning few. Gated villa projects also provide several amenities such as club house, swimming pool and sports facilities that is not available in independent houses.

Comfort – There is more to villas than just luxury. It also means getting to live in privacy without noise pollution from neighbors in an increasingly intrusive world. Aside from this, you get an oasis of personal space to call your own. You have a home that you can paint, make additions and alterations to. You get your own personal garden, a terrace as well as enjoy the amenities that go with apartments; and you can even keep pets without creating issues!

Security – Gated villa projects also come with 24×7 surveillance systems, with cameras, security men as well as new technologies such as digital locks and burglar alarms to keep your family safe.

Investment Value – History shows that investment in real estate is the best way forward; other forms of investments may swing wildly but real estate rates rise steadily with time. Villas are always in demand and have great resale value too, as it’s not just the building but the plot of land that it stands on that also adds to its value. Since the availability of villas is lower than other types of homes, their demand is always greater, hence they make great investments.

Villa homes come located in premium neighborhoods where the comfort of the homeowners is of prime importance. They are usually set in inviting green campuses making them ideal for outdoor activities and relaxation.

Checklist for Buying Villas

Most people buy a home only once in their lifetime and while it can be an exhilarating experience, for some the experience can turn out to be on the sour side. It’s all to do with how much homework you do before jumping into the deal.

Shopping for a home isn’t the same as going out to buy potatoes or onions and you should be aware that there is a fair share of fraudsters out there on the lookout to make an easy buck out of trusting homebuyers. And since homes don’t come cheap, especially if you are going for a villa, you need to be sure of a number of factors before putting down your hard-earned money.

Here is a checklist of some of these factors:

Finances – Since most people use bank loans to pay for their homes, you first need to find out how much loan you are eligible for before going home-shopping.

Builder credibility – Go for projects by premium builders who have been around in the business long enough to have built a solid reputation. Check the history of their delivery timelines as delays could result in financial losses to you.

Documents – There are a number of documents that need to be verified before going ahead with the deal. Check whether the Deed of Sale is in the builders name and whether he is authorized to sell the plot. Other documents needing to be verified include the approved Layout Plan, No Objection Certificate from the various authorities, Commencement Certificate and the Encumbrance Certificate which would throw up any litigation attached to the property. The Purchase Agreement should be checked carefully and include payment terms, default payment penalty, completion deadlines, etc.

Tax – Do ensure that all relevant taxes have been paid up on the property.

Location – Go for homes in areas that are likely to see growth, thereby increasing the value of your home.

Public transport – Check if there is easy public transport connectivity from the location.

Facilities and Infrastructure – You wouldn’t want to live in a place where you have to travel long distances to avail of daily-need facilities including groceries, pharmacies, malls, movie theatres, hospitals, etc. Do ensure that there are decent schools and colleges within a do-able radius too.

Amenities – It’s always nice to have decent recreational amenities on home-turf so you feel encouraged to get active.

Fittings and fixtures – These should be branded to ensure durability.

Doing a ground-check on the property first is your best bet!